Risk

Analysis modelling and measurement

Ordnance Survey's geographic data can be combined with other datasets to profile your risk portfolios by region, locality or peril, enabling you to gain a greater understanding of your exposure across your book of business.

Your historic claims experience, demographic and lifestyle factors, and neighbourhood and crime statistics can also be integrated with Ordnance Survey's location information. This helps you to build a complete picture for risk assessment and gain a greater insight into risk accumulation, aggregation and management. The ability to drill down to an individual address level in the data enables the identification of risk at a precise location.

This information can be used to build a thorough understanding of accumulated risk within given locations or areas to identify hotspots and trends. Taking this one step further with scenario modelling reveals the potential impacts of different types of risks and perils to improve contingency planning and more accurately calculate your re-insurance cover.    
  
Benefits to your business can include:

• Improved event modelling and loss predictions
• A single view of risk which can be cut different ways as required
• Enhanced understanding of current risk portfolio and customer base
• Greater insight into accumulated risk
• Better management of risk exposure
• Reduced re-insurance premiums.