Jump to the following:

We use cookies to improve this website. Read about cookies

Manage your risk exposure

With many insurers re-examining their approach to risk to ensure Solvency II compliance there is a growing demand for greater precision in identifying individual risk locations and their associated exposures. There is a need to identify your exposure in a single location across treaty, facilitative and securitisation markets.

Key issues

  • Solvency II legislation requires insurers and reinsurers to accurately manage their risk portfolios.
  • The accurate reporting of accumulation due to several systems or even locations being involved in the process.
  • Capital availability.
  • Real-time accumulation management becoming a business need.
  • Costlier and more stringent underwriting required.
  • Managing reinsurance costs.

The solution

Location intelligence can help you to:

  • Pinpoint the location of risks at individual address level – adding a valuable dimension to understanding your overall risk exposure in your commercial and personal lines property portfolio.
  • Combine your own and third-party data with our location intelligence – enabling greater insight into risk accumulation, evaluation and management.
  • Build a thorough understanding of accumulated risk within given locations or areas – helping to identify hotspots and trends.

Business benefits

There are many benefits of using our location data such as AddressBase, Points of Interest or OS VectorMap Local. You can:

  • Improve your reinsurance costs
  • More accurately manage risk exposure
  • Gain a better understanding of your current risk portfolio and customer base
  • Get a greater insight into accumulated risk
  • Minimise your risk and therefore optimise the cost of your risk portfolio
  • Increase revenue and profit by identifying and managing opportunities and challenges
  • Price competitively

You can view our location intelligence products, download free sample data or use OS OpenData™ products.

Contact us for more information.

Related products

Over 4 million places across Great Britain, grouped into more than 600 classifications, Points of Interest is ideal for risk assessment, customer analysis and much more.

AddressBase products are an essential source of detailed location intelligence for both business and government.

A detailed, street-level, backdrop map that you can customise, OS VectorMap Local is ideal when you need a map tailored to your project or web applications.

Contact us

Get in touch for more information about how our data can help your business.

Relevant case studies

Allianz explains how OS data helped in improving business efficiencies.

Aviva shares how Ordnance Survey mapping data is improving underwriting commercial property insurance policies.

Geospatial tools allow underwriters to access geographic risk data giving them an instant and unique picture of each risk, at an individual address level using Ordnance Survey mapping and addressing data.

Back to top
© Ordnance Survey 2016
Be sure to take a look at our Terms of Use and Privacy Policy