Make safer lending decisions, with OS data

Fill in the blanks with unrivalled geospatial data for banking

Accurate location data you can bank on

Lending decisions come down to more than the individual or business entity and their financial state – and you might not have all the insights you need to feel fully informed or confident to move forward.

With Ordnance Survey (OS), you can remove the uncertainty, with accurate geospatial data for banking that fills in the blanks. From property attributions, like the presence of a basement or solar roof, to nearby environmental factors, and the lifecycle stage of a property for condition and address verification. Better analyse property values by understanding property risk using a GIS (geospatial information system) embedded into your process.

With mapping for financial services delivering the valuable insights you need, you can make more confident decisions. Give customers an answer, faster. And avoid missed opportunities – without increasing risk.

How can geospatial data help?

Property risk assessment


Accurately model potential perils affecting mortgaged properties

Risk accumulation


Pinpoint the location of mortgaged properties, understanding proximity to existing customers to manage concentration.

Onboarding


Streamline customer experience and reduce queries with authoritative property data.

Fraud detection


Spot geographic anomalies in mortgage applications.

Know your customer


Use authoritative address data to comply with regulations.

Climate change exposure


Monitor mortgaged properties’ impact on the environment to meet regulatory requirements.

"We were able to improve address mapping through OS and UPRNs to improve our data quality. The UPRN is facilitating and enhancing data matching capability; we have the exact point of a property."

Andy Tovey, Head of Real Estate Finance Credit Control, Cambridge & Counties Bank

Who uses our data

Unlock the insights to lead in retail banking, with OS data

Learn how you can work with OS to unlock greater value, from geospatial risk modelling for better decisioning, to improved customer experience.

Get in touch using the form below. One of our specialists will contact you to explore how OS data and our network of partners can assist. 

All of the information that you provide will be used in accordance with our privacy policy.